SME financing platform with rapid underwriting for emerging markets
FlapKap finances small and medium enterprises across retail, e-commerce, and food service in the Middle East and South Asia. The tech stack reveals a lean, integration-heavy operation: SAP and Oracle for core finance, n8n for process automation, and Apollo for lead generation—paired with active projects in credit-scoring, collections automation, and CRM pipeline management. Sales hiring dominance (13 of 22 open roles) combined with internal friction around lead quality and verification processes suggests growth is outpacing underwriting infrastructure.
FlapKap is a SME financing platform headquartered in Dubai, founded in 2021. The company targets retailers, e-commerce merchants, and restaurant operators seeking working capital with turnaround times under 48 hours. Funding flows through revenue-based financing (RBF) structures adapted for emerging-market borrowers. The organization spans sales, finance, and operations, with active hiring across the UAE, Egypt, and India. Core capabilities include credit-scoring engines, collections workflow automation, and multi-channel borrower contact strategies.
FlapKap targets a 48-hour funding window for SMEs. The company is actively developing process automation and credit-scoring systems to support rapid underwriting at scale.
FlapKap has active hiring in the United Arab Emirates, Egypt, and India. Current open roles include 13 in sales, 7 in finance, and 1 in operations across junior to senior levels.
FlapKap's stack centers on SAP and Oracle for core finance systems, n8n for process automation, Apollo for lead sourcing, and LinkedIn for business development. The company also uses Excel and Google tools for internal workflows.
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