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First Circle Tech Stack
Full-stack neobank and SME lending platform for the Philippines
First Circle operates a vertically integrated fintech stack—Azure, Kubernetes, Rails, React, PostgreSQL—supporting a neobank, lending, and payments product suite for Philippine SMEs. The engineering-heavy hiring profile (15 of 34 roles) alongside active work on cards, credit products, and infrastructure redesigns suggests they are scaling from lending-only toward a broader financial platform. Pain-point clustering around sales funnel inefficiencies and in-house development complexity hints at operational strain as the product surface expands.
Tech Stack 24 technologies
Core StackDigitalOcean Terraform GitHub Actions Linux Docker Kubernetes Ruby on Rails Kotlin React Next.js TypeScript PostgreSQL Sentry Datadog .NET Python Azure Microsoft Office Azure Container Apps HTMX Excel PowerPoint SQL
What First Circle Is Building
◆Challenges
- New distribution channel feasibility
- Sales funnel issues
- Poorly designed banking products for small businesses
- Digital infrastructure challenges
- In-house development challenges
- Building virtually everything in-house
- In-house development complexity
- State of digital infrastructure
- Sales funnel inefficiencies
- Payments operations redesign
▲Active Projects
- Full-stack neobank
- Cards product
- Monitoring solution implementation
- Sme neobank credit product
- Diagnosing sales funnel issues
- Redesigning payments operations process
- Market analysis for new distribution channel
- Credit line sales
- Installers partnership coordination
- Credit and investment platform infrastructure
Hiring Activity
35 roles · 20 in 30d
Department
Seniority
Notable leadership hires: Technical Lead
Company intelligence
