EML Tech Stack

Global prepaid and payout card platform for banks, government, and retail

Financial Services Brisbane City, Queensland 501–1,000 employees Founded 2001 Public Company

EML operates a global payments infrastructure across Australia, UK, Europe, and North America, issuing prepaid cards, gift cards, virtual payment cards, and payout solutions. The hiring mix is heavily weighted toward operations (18 roles) and security (6 roles), with minimal product and sales headcount — a pattern typical of compliance-heavy, scheme-driven businesses. Active projects cluster around UK safeguarding rules, fraud detection, disaster recovery, and scheme integrations, while pain points center on PCI compliance, financial crime prevention, and operational escalations with card networks.

Tech Stack 16 technologies

Core StackPower BI Tableau Monday.com Jira Windows Server .NET SQL Server SQL Excel Microsoft Project Visio PowerPoint SharePoint PowerShell FedNow Featurespace

AdoptingJira

What EML Is Building

◆Challenges

Reducing fraud and money laundering risk
Pci compliance
Preventing fraudulent activity
Payments reliability and compliance
Operational escalations with card schemes
Scheme compliance
Maintaining high availability of card processing
Compliance with new uk safeguarding rules
Operational risk monitoring
Incident management

▲Active Projects

System upgrades and deployment
Availability monitoring
Compliance with new uk safeguarding rules
Launch of new business models
Payment scheme implementation projects
Financial crime process enhancements
Regulator-driven initiatives
Network integrations
Disaster recovery planning
Migrations

Hiring Activity

Accelerating35 roles · 20 in 30d

Department

Ops

Security

Legal

Product

Risk

Sales

Support

Seniority

Manager

Senior

Mid

Lead

Junior

Notable leadership hires: Client Delivery Lead

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About EML

EML Payments is a public Australian fintech company founded in 2001, headquartered in Brisbane. The company issues prepaid cards, gift cards, incentive rewards, virtual payment cards, and supplier payment solutions to major European banks, government agencies, retail brands, and financial services firms. Operating across Australia, the UK, Europe, and North America, EML manages the technical and compliance infrastructure required to process card schemes, maintain PCI standards, and detect financial crime. The tech stack reflects operational maturity: SQL Server, .NET, Power BI, Tableau, and FedNow alongside Jira for project management.

HeadquartersBrisbane City, Queensland

Company Size501–1,000 employees

Founded2001

Hiring MarketsUnited Kingdom, Australia, United States, Ireland, Bulgaria

Frequently Asked Questions

What is EML Payments' tech stack?

SQL Server, .NET, SQL, Excel, Power BI, Tableau, FedNow, Featurespace, Jira, Windows Server, and Microsoft Office tools. Adopting Jira for expanded deployment.

What are EML Payments' main business lines?

Prepaid cards, payout cards, gift cards, incentive and reward cards, virtual payment cards, mobile rewards, supplier payment cards, employee rewards, and salary packaging solutions for banks, government, and retail customers.