Du Xiaoman Technology Tech Stack

AI-powered fintech platform for small-business lending and risk management

Financial Services 北京市, 北京市 1,001–5,000 employees Founded 2018 Partnership

Du Xiaoman is a Beijing-based fintech spinoff from Baidu (2018) operating across lending, wealth management, payments, insurance, and supply-chain finance. The stack reveals a mature data and risk operation: SQL, Python, Elasticsearch, RPA, and visualization tools (Tableau, Power BI) dominate, with active RPA automation and credit-prediction modeling underway. Current hiring skews heavily toward interns and product roles while the company tackles greenfield expansion into Mexico—signaling geographic scaling pressure alongside technical debt in architecture performance and default-rate control.

Tech Stack 24 technologies

Core StackAdobe Illustrator Tableau Python MySQL Linux Docker Elasticsearch C++ Java Go Figma Sketch Power BI Photoshop PowerPoint Word Excel SQL RPA Git Microsoft Office Cinema 4D C R

What Du Xiaoman Technology Is Building

◆Challenges

Greenfield expansion from scratch
Compliance with mexican regulations
Improving review turnaround time
Controlling default rates
Credit business performance prediction
Credit business data visualization
Architecture performance improvement
Identifying business problems
Managing loan repayment inquiries
Handling payment processing failures

▲Active Projects

Rpa project implementation
Building foundational pr operations in mexico
Public account visual materials
Content calendar management
Video editing
Credit business performance prediction
Model optimization
Credit business data visualization
Nlp product backend development
Self-developed core product

Hiring Activity

Decelerating30 roles · 5 in 30d

Department

Product

Engineering

Finance

Data

Marketing

Design

Support

Seniority

Intern

Manager

Junior

Senior

Mid

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About Du Xiaoman Technology

Du Xiaoman serves small businesses and microbusinesses across China through an AI-driven lending and financial services platform. Originally Baidu Finance before independence, the company operates six business lines: consumer credit, wealth management, payments, insurance, personal fintech, and supply-chain finance. The platform processes ~10 billion computations daily, maintains 40+ risk dimensions, and has achieved 25% reduction in credit loss through machine learning-based underwriting. As of late 2022, the company had enabled millions of small businesses, with heavy penetration in tier-4+ cities. The platform integrates large-language models (Baidu's ERNIE in 2023) and deploys RPA to automate loan-review workflows, achieving 99.2% automation coverage. Over 100 financial institutions use Du Xiaoman's tech stack.

Headquarters北京市, 北京市

Company Size1,001–5,000 employees

Founded2018

Hiring MarketsChina, Mexico, Canada

Frequently Asked Questions

What tech stack does Du Xiaoman use?

Core stack includes Python, SQL, MySQL, Java, Go, and C++ for backend; Elasticsearch for search and analytics; Docker for containerization; RPA for workflow automation; and Tableau and Power BI for visualization. Design tools include Figma and Sketch.

Where is Du Xiaoman expanding?

Du Xiaoman is building operations in Mexico and Canada while maintaining China as its primary market. Pain points include compliance with Mexican regulations and greenfield infrastructure setup, indicating early-stage geographic expansion.