Digital lending platform serving Indian corporates and fintech partners
DMI Finance operates a multi-product lending platform targeting corporate borrowers, SMEs, and fintech balance-sheet partnerships across India. The tech stack is finance-operations-heavy (Salesforce, Python, R, SQL, Tableau) with active modeling work on risk scoring and propensity segmentation—suggesting the organization is building internal ML capabilities to improve portfolio quality. Hiring is concentrated in finance and senior roles, indicating a scaling phase focused on credit risk management and compliance rather than product engineering.
DMI Finance is a privately held digital lending company founded in 2008 and headquartered in New Delhi with offices in Mumbai, Bangalore, and branch locations pan-India. The company serves corporate borrowers, SMEs, and fintech partners with structured credit products including bridge financing, project loans, working capital, and consumer finance offerings (personal, education, medical, travel, and lifestyle loans). DMI also holds a Housing Finance Company license, Merchant Banking license, and has registered an Alternate Investment Fund, diversifying its capital structure. The business model pairs direct corporate lending with fintech balance-sheet partnerships to access consumer finance pools without direct regulatory entry barriers.
Core stack: Salesforce, Python, R, SQL, Tableau, Microsoft Office. Operational tools include Jira, Confluence, Postman. ISO 31000 is in use for risk management.
Active projects include statistical scoring models for customer segmentation, propensity modeling for high-conversion cohorts, loss prediction models, dynamic pricing strategy, and EV financing policy formulation.
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