Employer health insurance with transparent pricing and nationwide provider access
Curative operates an employer-sponsored health insurance plan launched in 2020 with a structural focus on cost transparency and member engagement. The tech stack is financial-operations heavy—Oracle NetSuite, Power BI, Looker, and Python/SQL analytics—reflecting a business centered on plan administration, underwriting, and network management rather than consumer tech. Hiring velocity is accelerating across healthcare (clinical and network roles), finance, and data teams, with active projects in predictive modeling, provider credentialing, and cost optimization, signaling rapid scaling of underwriting and network operations.
Notable leadership hires: Network Development Head, Risk Management Director, Medical Director, Pharmacy Network Director
Curative is an employer-based health insurance provider founded in 2020 and headquartered in Austin, Texas. The company currently serves employers in Georgia, Florida, and Texas, with members able to access its network nationwide. The plan is structured around $0 out-of-pocket member costs (conditional on completing a baseline health visit within 120 days) and competitive employer premiums. The company holds an A- rating from AM Best. With 501–1,000 employees, Curative operates across clinical delivery, plan administration, network development, and financial operations, with notable internal focus on managing provider contracts, improving medical cost outcomes, and expanding geographic footprint.
Oracle NetSuite for financial operations, Power BI and Looker for analytics, Microsoft Office and Google Workspace for collaboration, and Python/SQL for custom modeling and data work.
Active projects include network expansion into the mid-Atlantic region, predictive modeling for cost management, provider credentialing cycle acceleration, customized pricing models, and annual budgeting and forecasting.
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