Digital banking platform for Brazilian SMEs with embedded credit risk modeling
Cora is a digital banking service built for Brazilian small and medium enterprises, operating at scale with over 1.5 million customer accounts across a remote-first organization. The tech stack reveals a data-focused backend (Java, Kotlin, Go, Python, SQL, R, SAS) paired with security-first infrastructure (SAML, OAuth, OIDC, SIEM, Cloudflare, Akamai), while active projects show heavy investment in credit risk modeling and MLOps — indicating a shift from payments-only toward embedded lending products.
Cora operates a digital bank account designed for small and medium enterprises in Brazil. Founded in 2019, the company has grown to serve over 1.5 million customers across a fully remote team distributed nationwide. The product surface spans transaction accounts, financial services tailored to SME operations, and increasingly, credit products built on proprietary risk models. Hiring remains focused and steady across security, data engineering, and core product teams.
Cora's backend is primarily Java and Kotlin, with Python, Go, and R for data and modeling work. Infrastructure uses Cloudflare and Akamai for edge protection, SIEM for security monitoring, and OAuth/SAML/OIDC for identity.
Primary focus is credit risk modeling: developing and deploying models, creating performance dashboards, and implementing MLOps infrastructure. Secondary work includes identity and access management tooling and Jira Service Desk process configuration.
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