Regional Michigan bank with digital banking and commercial lending
ChoiceOne is a 126-year-old regional bank headquartered in Sparta, Michigan, serving eight counties across the state. The tech stack is purely Microsoft-centric (Windows, Microsoft 365, Teams, Exchange, Intune, SharePoint) with NMLS compliance tooling — typical for a mid-sized community bank. Hiring is heavily weighted toward finance and operations roles with junior-level velocity, suggesting ongoing internal process standardization; active projects cluster around security hardening and business continuity, indicating a regulatory or operational maturity push rather than product innovation.
ChoiceOne Bank operates 31 full-service branches, a dedicated Wealth Management office, and loan offices across Michigan. The bank serves corporations, partnerships, and individuals in Kent, Muskegon, Newaygo, Ottawa, Lapeer, St. Clair, Macomb, and Oakland counties. Core business lines include mortgages, commercial lending, consumer loans, and deposit accounts. Digital services include mobile banking, mobile deposits, online loan applications, account opening, and payroll solutions. The bank is publicly traded and employs 501–1,000 people. Current operational focus centers on compliance reporting, branch sales productivity, and loan processing efficiency.
ChoiceOne uses Microsoft 365 (Office, Word, Excel, Teams, Exchange), Windows, SharePoint, OneDrive, Intune, and NMLS compliance software. No cloud analytics, CRM, or modern development platforms appear in active use.
Sparta, Michigan. The bank serves eight Michigan counties and operates 31 full-service branches plus specialized loan and wealth management offices.
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