Embedded lending network connecting merchants to multiple lenders at checkout
ChargeAfter operates a point-of-sale lending platform that matches merchants and consumers to lenders through a data-driven engine. The tech stack (C#, MongoDB, GCP, React) is lean and cloud-native, while active projects center on lender integrations, channel expansion (online, in-store, in-home), and sales enablement—reflecting a business in early scaling phase. Hiring has slowed to 3 roles in the last 30 days across a 51–200 person org, with engineering (4 headcount) and sales (2) leading the roadmap.
ChargeAfter provides an embedded financing platform for merchants and financial institutions, enabling consumers to access multiple lending options at the point of sale. The platform distributes credit across a network of lenders rather than routing all traffic to a single provider, allowing merchants to optimize approval rates and offer personalized financing choices. Deployment spans online, in-store, and in-home channels. The company is privately held, founded in 2017, and based in New York with a secondary hiring presence in Israel.
ChargeAfter's stack includes C#, MongoDB, GCP, React, and REST APIs, with design tools (Figma, Adobe Creative Suite) and NetSuite for operations.
Headquartered in New York, NY, with active hiring in the United States and Israel across engineering, sales, support, and operations.
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