Alternative lending platform for underserved small and mid-market businesses
CFG Merchant Solutions is a specialty finance platform providing working capital to small and mid-sized businesses traditionally shut out of conventional lending. The tech stack is data-focused—SQL, Python, R, SAS, and Tableau—reflecting a lending operation built on transactional analytics and risk modeling. Current hiring targets finance and sales roles, with active work on unit economics and parametric modeling, indicating they're scaling underwriting infrastructure and operational efficiency alongside revenue growth.
CFG Merchant Solutions operates as an alternative lending platform serving small and mid-market businesses in the United States. The company uses historical transaction data, proprietary underwriting models, and predictive analytics to assess creditworthiness and deliver flexible capital solutions—including merchant cash advances, small business advances, and invoice factoring—to borrowers with limited access to traditional bank financing. Borrowers use proceeds for inventory, equipment, seasonal bridging, expansion, and marketing. The company is U.S.-based with 11–50 employees and was founded in 2015.
Excel, SQL, R, SPSS, SAS, Python, VBA, PowerPoint, and Tableau. The emphasis on SQL, Python, R, and SAS reflects heavy analytical and statistical modeling for underwriting and risk assessment.
Merchant cash advances, small business advances, and invoice factoring. All are tailored to address working capital needs for growth-stage small and mid-market businesses.
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