Financial services aggregator and lending platform for Indonesia
Cermati.com operates a financial services group across aggregation, lending, insurance brokerage, and investment products in Indonesia. The tech stack (Java, Python, Kafka, Spark, PostgreSQL, BigQuery, TensorFlow) reflects a data-heavy fintech operation with streaming and ML capability, though no recent adopting signals suggest the core platform is stable. Hiring velocity is decelerating while pain points cluster heavily around collections efficiency, compliance, and fraud detection — typical of a lending business scaling through regulatory constraints.
Notable leadership hires: Head of Compliance, Insurance Claim Head, Head of Legal
Cermati Fintech Group is an Indonesian financial services company founded in 2015, operating a portfolio of digital products: Cermati (product aggregator), Indodana Fintech (cash loans), Cermati Protect (insurance brokerage), Cermati Invest (investments), and Indodana Finance (newer financing service). The company employs 1,001–5,000 people headquartered in Jakarta, with hiring across Indonesia, India, and Canada. Sales and finance dominate the department structure, supported by ops, marketing, security, and data teams. Active challenges include regulatory compliance, collections performance, and merchant acquisition — core operational levers in lending and aggregation businesses.
Java, Python, Kafka, Apache Spark, PostgreSQL, BigQuery, Redshift, Redis, TensorFlow, and Hadoop. Testing layers include Selenium, Appium, JMeter, and Postman. CI/CD runs on Jenkins and GitLab.
Headquartered in Jakarta Pusat, Indonesia. Actively hiring in Indonesia, India, and Canada with a workforce of 1,001–5,000 employees.
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