Payment and lending solutions for Spanish businesses and consumers
CaixaBank Payments & Consumer is a mid-sized payments and lending unit within CaixaBank, operating from Barcelona with 501–1,000 employees. The tech stack is enterprise-standard (SAP, SQL, Power BI, Qlik Sense) with no active adopting or replacing signals—a stabilization posture typical of regulated financial services. Current hiring is sparse (6 open roles, none in last 30 days) and skews senior, concentrated in finance and product, signaling maintenance-mode operations and selective skill backfills rather than aggressive scaling.
CaixaBank Payments & Consumer develops payment processing and consumer lending products for the Spanish market, serving both businesses and individual consumers. The product portfolio spans cards, loans, and financing solutions. Active work centers on process digitalization, credit risk transformation, card lifecycle management, and new card products—including sustainable options. The organization manages complex regulatory and portfolio risks inherent to consumer finance, while optimizing onboarding flows and payment mechanics. All hiring occurs within Spain.
Primary stack includes SAP, SQL, Power BI, Qlik Sense, Excel, PowerPoint, Teams, Confluence, and Figma for analytics, reporting, collaboration, and design.
Core projects include card lifecycle management, loan and card products, credit risk transformation, process digitalization, and new card models including sustainable options for consumers.
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