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Bkaya Tech Stack

Embedded finance platform with AI credit underwriting for Mexico

Financial Services Miguel Hidalgo, Mexico City 51–200 employees Founded 2019 Privately Held

Bkaya builds embedded finance infrastructure and AI-driven credit models for Mexican enterprises across mobility, retail, and financial services. The stack is analytics-heavy (Snowflake, Looker, Tableau, Power BI, Metabase) paired with core operational tools (Genesys, WhatsApp), reflecting a company focused on data-driven underwriting and customer engagement at scale. Active projects center on credit risk modeling, unit economics optimization, and white-label BaaS product development—signaling investment in both lending accuracy and B2B platform expansion.

Tech Stack 16 technologies

Core StackSnowflake Power BI Figma Jira Trello Python Looker Tableau Metabase Google Workspace Excel SQL Genesys WhatsApp Google Sheets Notion

What Bkaya Is Building

◆Challenges

Strengthening investor relations
Optimizing vdr data
Improving unit economics
Reducing credit risk
Optimizing portfolio profitability

▲Active Projects

Vdr optimization
Financial dashboards development
Unit economics analysis
White-label baas product strategy
Ai integration for product
Develop credit risk models
A/b testing for credit strategies

Hiring Activity

Minimal5 roles · 0 in 30d

Department

Finance

2

Product

1

Risk

1

Sales

1

Seniority

Manager

2

Senior

2

Junior

1

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About Bkaya

Bkaya operates a fintech infrastructure platform enabling non-financial companies in Mexico to embed lending and financial products into their own customer experiences. Founded in 2019, the company targets mid-market enterprises and serves individuals with limited access to traditional banking. The product combines modular APIs for embedded finance, proprietary AI credit engines for risk assessment, and operational support (customer service, compliance). Bkaya's customer base spans mobility, retail, and financial services verticals. The company is based in Mexico City and operates exclusively within Mexico.

HeadquartersMiguel Hidalgo, Mexico City

Company Size51–200 employees

Founded2019

Hiring MarketsMexico

Frequently Asked Questions

What tech stack does Bkaya use?

Snowflake (data warehouse), Looker and Tableau (BI/analytics), Python (modeling), Genesys (contact center), WhatsApp (customer engagement), Google Workspace, Jira, Notion, Figma.

What is Bkaya working on?

Credit risk model development, white-label BaaS product strategy, financial dashboard development, unit economics analysis, A/B testing for credit strategies, and AI product integration.