Banca AideXa is a regulated fintech bank serving Italy's 7M+ micro and small-business owners, founded in 2020 and now managing €1B+ in originated credit across 20,000+ customers. The tech stack reveals an AI-forward engineering organization: Kotlin/Spring Boot for core banking, React for frontend, and heavy adoption of LangChain, LangGraph, and CrewAI for credit automation and operational workflows—signaling that underwriting and customer onboarding are being reimagined through agentic AI rather than traditional rule engines. Active projects confirm this direction: credit decision algorithms, AI-powered onboarding agents, and end-to-end AI solutions for compliance and AML in a regulated environment.
Banca AideXa provides digital financial services exclusively to Italian micro and small enterprises (partite iva through SMEs), a segment representing over half of Italy's GDP and employment. Holding a banking license since June 2021, the company has scaled to 20,000+ clients and €1B in cumulative lending. The product suite spans five fully digital offerings focused on simplifying credit access, working capital, and payment processing. With 120+ employees across engineering, finance, sales, and operations, the company is in early scaling mode, headquartered in Milan and hiring primarily in Italy.
Backend: Kotlin, Spring Boot, Python. Frontend: TypeScript, React. DevOps: CI/CD, NX. AI/ML: LangChain, LangGraph, CrewAI, MCP. Testing: Playwright. Also uses Excel for finance workflows.
Credit decision algorithms, AI-powered onboarding agents, small corporate portfolio expansion, digital acquisition optimization, and agentic workflow automation for operations, IT, finance, credit, AML, and compliance.
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