Adira Finance Tech Stack

Vehicle and consumer finance originator across Indonesia

Financial Services Jakarta, DKI Jakarta 10,001+ employees Founded 1990 Public Company

Adira Finance is a public, Jakarta-based consumer and vehicle finance company with 10,000+ employees, owned 92% by Bank Danamon (part of MUFG Group). The pain-point list reveals operational strain in credit underwriting, collections, and account recovery — suggesting the company is scaling origination volumes faster than internal processes can handle. Stack shape (Oracle + MySQL/PostgreSQL + Python + manual design tools) and intern-heavy hiring mix (18 of 42 active roles) indicate infrastructure and process maturity lag relative to sales velocity.

Tech Stack 23 technologies

Core StackCanva Adobe Illustrator Jira Adobe Photoshop Oracle MySQL PostgreSQL Python Oracle Database Microsoft Office CorelDRAW Excel TikTok YouTube Twitter CapCut PowerPoint Word SQL

What Adira Finance Is Building

◆Challenges

Meeting sales targets
Ensuring credit application processing
Problem account handling
Monitoring credit application progress
Ensuring timely installment payments
Managing dealer sales monitoring
Recovering write-off accounts
Overdue vehicle collection
Rehabilitation program eligibility assessment
Collection policy compliance

▲Active Projects

Kredit lancar program
Rehab program
Digital lending trend research
Marketing channel content creation
Program monitoring support
Project dashboard mis
Collection letter registration and processing
Document registration and storage
Unit handover documentation
Program implementation in divisi suzuki & multibrand nmcy business

Hiring Activity

Minimal40 roles · 2 in 30d

Department

Finance

Sales

Marketing

Data

Design

Ops

Product

Support

Seniority

Intern

Mid

Junior

Senior

Manager

Lead

Staff

Notable leadership hires: Commercial Vehicle Account Head, Commercial Account Head

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About Adira Finance

Adira Finance originated in 1990 as a vehicle finance specialist, expanding to motorcycle loans in 1997 and consumer durable financing in 2015. The company went public on the Indonesia Stock Exchange in 2004 and is now part of the MUFG banking group through Bank Danamon. Today it operates three core channels: traditional dealer-based vehicle lending (cars and motorcycles), Islamic-compliant financing products, and digital platforms (adiraku mobile app launched 2020, dicicilaja.com for general-purpose installments, momobil.id and momotor.id for vehicle marketplaces). Revenue comes from origination spreads, servicing fees, and collection recovery. Active operations span commercial vehicle accounts and multi-brand dealer partnerships.

HeadquartersJakarta, DKI Jakarta

Company Size10,001+ employees

Founded1990

Hiring MarketsIndonesia

Frequently Asked Questions

What is Adira Finance's ownership structure?

Adira Finance is 92% owned by Bank Danamon Indonesia, which is part of MUFG Group. The company is a public entity listed on the Indonesia Stock Exchange.

What products does Adira Finance offer?

Vehicle financing (cars and motorcycles), Islamic-compliant auto and consumer durable loans, and general-purpose installment lending via digital platforms adiraku, dicicilaja.com, momobil.id, and momotor.id.