Acima Tech Stack

Virtual lease-to-own platform for credit-alternative retail financing

Financial Services Draper, UT 501–1,000 employees Public Company

Acima operates a lease-to-own fintech platform that routes customers through retail partners without traditional credit checks. The tech stack is heavily Azure-centric (AD, Monitor, Cost Management, Blueprints) with infrastructure-as-code (Terraform) and CRM/marketing automation (Salesforce, HubSpot, Klaviyo), signaling a cloud-first, compliance-heavy architecture. Hiring is aggressively sales-driven (118 of 144 open roles in sales) with strong manager-level emphasis, but engineering capacity is sparse (1 role), indicating most development is planned or outsourced while go-to-market scales.

Tech Stack 24 technologies

Core StackTerraform Python Azure AD Active Directory Linux Salesforce Jira HubSpot Klaviyo Figma Adobe Creative Cloud Microsoft Office Azure PowerShell Azure Blueprints Azure Cost Management Azure Monitor REST API LDAP IAM Windows HTML CSS Litmus

What Acima Is Building

◆Challenges

Reducing coworker turnover
Minimizing turnover
Maximizing store revenue
Reducing customer complaints
Increasing store sales
Improving store sales processes
Increasing conversion rates
Reducing past due accounts
Maintaining customer satisfaction
High employee turnover

▲Active Projects

A/b testing initiatives
Integrate and automate systems with azure and terraform
Design azure governance policies
Build reusable terraform templates
Implementation of new solutions
Customer‑centric lifecycle marketing programs
Automated and ad‑hoc campaign optimization
Testing roadmap development
Crm retention messaging
Email campaign development

Hiring Activity

Accelerating140 roles · 75 in 30d

Department

Sales

118

Support

Ops

Marketing

Product

Engineering

Seniority

Manager

Mid

Junior

Intern

Senior

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About Acima

Acima provides virtual lease-to-own agreements through a mobile app, web platform, and point-of-sale integrations at retail locations nationwide. Customers apply for flexible lease agreements without credit requirements and can purchase items at any time. The company is part of the Upbound Group portfolio. Operations span thousands of retail partnerships, with customer acquisition, retention, and store performance driving core business metrics. The organization is headquartered in Draper, UT and operates as a public company.

HeadquartersDraper, UT

Company Size501–1,000 employees

Hiring MarketsUnited States

Frequently Asked Questions

What technology does Acima use for infrastructure?

Acima runs on Microsoft Azure (AD, Monitor, Cost Management, Blueprints, LDAP) with Terraform for infrastructure-as-code. Salesforce and HubSpot power CRM and marketing; Klaviyo handles email campaigns. Development uses Python, REST APIs, and standard web (HTML, CSS).

What is Acima working on?

Active projects include A/B testing initiatives, Azure and Terraform automation for infrastructure governance, customer lifecycle marketing programs, email campaign development, and CRM retention messaging. A/B testing and campaign optimization suggest focus on conversion rate and store sales improvement.